A BUYER'S GUIDE

Start your property plan.

A good search starts before the first inspection. Use these questions to work out what you can spend, what matters in a home and who you may want beside you.

Property search and Halo are in private preview. You can use the public planning tools and professional directories below today.

Estimate stamp duty

Three steps to get ready

01

Set a working budget

Write down a comfortable purchase range before you compare homes. Leave room for costs beyond the price and for your own ongoing expenses.

  • How much deposit do you have available?
  • What monthly repayment would leave you comfortable?
  • Which upfront costs should you check for your location?
Estimate stamp duty
02

Build a useful shortlist

Pick a few areas to investigate and separate your essentials from preferences. Compare each option against the same questions.

  • Which locations suit your daily travel and routines?
  • What must the home have, and what could you trade off?
  • What would you want to inspect or ask about before deciding?
03

Choose who to ask

A relevant professional can help you test your assumptions. Be clear about what you need and ask how they work and charge before engaging them.

  • Do you want to discuss borrowing options with a mortgage broker?
  • Would help with the search or negotiation from a buyer’s agent be useful?
  • What questions will you take to your first conversation?
Explore mortgage brokersExplore buyer’s agents

Common questions

Can I search properties or use Halo now?

Property search and Halo are in private preview. This guide and the public planning tools are available while those features are being prepared for wider access.

Where should I start if I am working out a budget?

Write down your deposit, a comfortable purchase range and the upfront costs you need to investigate. The stamp duty calculator can help you estimate one of those costs; a mortgage broker can discuss borrowing options with you.

How can I make a shortlist more useful?

Choose a small set of locations, record your must-haves and trade-offs, and take the same questions to each inspection. Keep notes on what you still need to check before making a decision.

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